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Why you can trust Luva

Skeptics welcome. Check out our behind-the-scenes, from our carrier partnerships to how we keep your data safe.

How It Works

Say goodbye to the generic insurance search. We do it differently. At Luva, we listen to what you need and let you chat with Lu, our AI insurance guide. Get answers, real quotes, and easy-to-understand comparisons. Pick what fits and get on with your day.

An easier insurance search? It’s about time.

  1. Tell us about yourself

    Start a chat with Lu, our AI insurance guide. Answer a few questions about you and your car.

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  2. Compare your options

    We find tailored quotes from trusted carriers in seconds. Sort them to narrow down your options.

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  1. bubble

    Tell us about yourself

    Start a chat with Lu, our AI insurance guide. Answer a few questions about you and your car.

  2. bubble

    Compare your options

    We find tailored quotes from trusted carriers in seconds. Sort them to narrow down your options.

  3. bubble

    Choose and save

    Pick the policy that fits your life and wrap up with coverage you understand.

A father holding his son

How does Luva make money?

Consumers don’t pay us anything. Instead, Luva partners with a digital agency service and select insurers to quote and bind real-time rates. We make money from our partners when you click on our links or purchase a policy from one of the providers listed. This is how we keep our tools free for you to use. And it won't affect the price you pay for an insurance policy.

Our Writers

Mandy Sleight

Mandy Sleight

Mandy has been a licensed insurance agent for over 21 years. She uses her deep industry knowledge working with carriers including Nationwide and State Farm to help consumers understand insurance and find the best coverage for their needs and budget.

Mandy has been a freelance insurance writer since 2018. Her work blends real-world experience with a deep passion for helping people make informed coverage decisions by creating clear, reader-friendly content, and has been featured in outlets such as Bankrate, Compare.com, Insurance.com, USA Today, MoneyGeek, and Kin Insurance.

Credentials

  • 21+ years as a licensed insurance agent
  • Licensed in property, casualty, life, and health
  • Featured in USA Today, Bankrate, and MoneyGeek

Expertise

  • Auto Insurance
  • Home Insurance
  • Renters Insurance

Our Experts

Our data tells you what drivers pay. Our contributing experts explain what that means. Every piece of content is reviewed by licensed insurance professionals who add grounded expertise.

Licensing Info

StateLicense #
AK3004322503
AL3004357912
AR3004307054
AZ3004387578
CA6020684
CO955216
CT3004307026
DC3004307053
DE3004307055
FLL138861

Insurance help. The moment you need it

Chat with Lu — ask anything, or get a price in a couple of minutes.

Ask Lu